Ranked
Best Loan & Mortgage affiliate programs
The highest-value lenders and loan marketplaces to promote, ranked by what one paid referral is actually worth. Compare commission, cookie window, network and how each pays, then open any program for its full terms and the exact steps to get approved.
10programs
$200top value / referral
103more niches
Of the 10 lenders and loan marketplaces we track, 0 are verified against the program's own terms. Payouts run from a share of each sale to fixed bounties up to $200 per referral, led by Upstart.
Top 10 loan & mortgage programs by value per referral
Ranked from verified terms. Click Apply to go to the program's signup, or open its full terms.
- 1UpstartImpact·Set per-advertiser in Impact·30-day cookie$200Apply
- 2LendioIn-house·Per funded-loan referral / qualified application (set per-advertiser)·cookie not posted$150Apply
- 3SoFiImpact·Set per-advertiser in Impact·30-day cookie$120Apply
- 4VIVA FinanceCJ·$100 per sale·cookie not posted$100Apply
- 5LendingClubImpact·~$100 per funded referral·cookie not posted$80Apply
- 6Mortgage Research CenterCJ·60% per lead·cookie not posted$78Apply
- 7CreditStrongIn-house (HasOffers/TUNE)·Fixed CPA per funded credit-builder account (amount varies by the product the referral chooses; exact bounty not published)·90-day cookie$28Apply
- 8Fairstone Canada Personal LoansCJ·200 CAD per lead·cookie not posted$20Apply
- 9LendingTreeImpact / CJ Affiliate·$1–$45+ per completed lead (varies by loan/product type)·30-day cookie$18Apply
- 10myAutoloan.comCJ·$10 per lead·cookie not posted$10Apply
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Frequently asked
- What are the best loan & mortgage affiliate programs?
- Ranked by what one paid referral is worth, the top loan & mortgage affiliate programs right now are led by Upstart, Lendio, SoFi, VIVA Finance, LendingClub. All 10 lenders and loan marketplaces we track are compared here with their commission, cookie window and network.
- How much do loan & mortgage affiliate programs pay?
- Across the 10 lenders and loan marketplaces here, the modelled value of one paid referral runs from $10 to $200, and the middle program is worth about $80. The highest-value program here, Upstart, is modelled at about $200 per paid referral. Each program shows its published commission, how it pays (per sale, per lead, or recurring) and its cookie window, so you can pick by real payout rather than a headline rate.
- Are loan & mortgage affiliate programs free to join?
- Almost all are free to join, either through an affiliate network (join once, then apply to the brand) or an in-house program you apply to directly. Each listing shows the exact requirements and the network it runs on.