What are the best bank affiliate programs?

Ranked by what one paid referral is worth, the top bank affiliate programs right now are led by Relay, Thrivent Bank, Barclays US Online Savings, Lili Business Banking Partner Program, Valley Bank. All 21 banks and banking apps we track are compared here with their commission, cookie window and network.

How much do bank affiliate programs pay?

Across the 21 banks and banking apps here, the modelled value of one paid referral runs from $2 to $300, and the middle program is worth about $43. The highest-value program here, Relay, is modelled at about $300 per paid referral. Each program shows its published commission, how it pays (per sale, per lead, or recurring) and its cookie window, so you can pick by real payout rather than a headline rate.

Are bank affiliate programs free to join?

Almost all are free to join, either through an affiliate network (join once, then apply to the brand) or an in-house program you apply to directly. Each listing shows the exact requirements and the network it runs on.

Ranked

Best Bank affiliate programs

The highest-value banks and banking apps to promote, ranked by what one paid referral is actually worth. Compare commission, cookie window, network and how each pays, then open any program for its full terms and the exact steps to get approved.

21programs

$300top value / referral

103more niches

Of the 21 banks and banking apps we track, 3 are verified against the program's own terms and 1 pays recurring commission. Payouts run from a share of each sale to fixed bounties up to $300 per referral, led by Relay.

Top 21 bank programs by value per referral

Ranked from verified terms. Click Apply to go to the program's signup, or open its full terms.

1
Relay
In-house·$50 - $300 per client onboarded·cookie not posted
$300
Apply
2
Thrivent Bank
CJ·$300 per sale·cookie not posted
$300
Apply
3
Barclays US Online Savings
CJ·$100-$250 per lead·cookie not posted
$250
Apply
4
Lili Business Banking Partner Program
In-house·Up to $350 per qualified client plus 10% revenue share·cookie not posted
$150recurring
Apply
5
Valley Bank
CJ·$150 per sale·cookie not posted
$150
Apply
6
Qonto
In-house·FR in-house program pays a per-registration commission plus an activation bonus, amount set on approval; financeAds NL/BE program pays a fixed CPA of 250 EUR per validated business account (EUR)·session-length cookie
$120
Apply
7
SoFi
Impact·Set per-advertiser in Impact·30-day cookie
$120
Apply
8
LendingClub
Impact·~$100 per funded referral·cookie not posted
$80
Apply
9
Tide Business Banking
Impact·£50 per verified business account·30-day cookie
$62
Apply
10
M1 Finance
Impact·$50 per initial funding, $70 per qualified funding (Impact)·30-day cookie
$55
Apply
11
N26
FinanceQuality·40 EUR per sale (completed bank account opening) via FinanceQuality.net·cookie not posted
$43
Apply
12
Chime
CJ·Set per-advertiser in CJ·30-day cookie
$40
Apply
13
NatWest
CJ·£35 per lead·cookie not posted
$35
Apply
14
Capital Bank
CJ·$25 per sale·cookie not posted
$25
Apply
15
Revolut
Impact·Set per-advertiser in Impact·cookie not posted
$25
Apply
16
Vivid Money
financeAds·€10 per lead, €120 per sale·30-day cookie
$25
Apply
17
Axos Bank
CJ·Set per-advertiser in CJ·cookie not posted
$20
Apply
18
Novo
Impact·Set per-advertiser in Impact·cookie not posted
$20
Apply
19
Rho
In-house·Not publicly posted·cookie not posted
$20
Apply
20
Stash
Impact·~$5 per new account (per network listing)·15-day cookie
$5
Apply
21
APEX APAC - UOB
CJ·$1.5 per lead·cookie not posted
$2
Apply

Search and compare all bank programs in the directory →

More finance & fintech niches

All finance & fintech affiliate programs →All 104 niches →

Frequently asked

What are the best bank affiliate programs?: Ranked by what one paid referral is worth, the top bank affiliate programs right now are led by Relay, Thrivent Bank, Barclays US Online Savings, Lili Business Banking Partner Program, Valley Bank. All 21 banks and banking apps we track are compared here with their commission, cookie window and network.
How much do bank affiliate programs pay?: Across the 21 banks and banking apps here, the modelled value of one paid referral runs from $2 to $300, and the middle program is worth about $43. The highest-value program here, Relay, is modelled at about $300 per paid referral. Each program shows its published commission, how it pays (per sale, per lead, or recurring) and its cookie window, so you can pick by real payout rather than a headline rate.
Are bank affiliate programs free to join?: Almost all are free to join, either through an affiliate network (join once, then apply to the brand) or an in-house program you apply to directly. Each listing shows the exact requirements and the network it runs on.