Ranked
Best Insurance affiliate programs
The highest-value insurers and insurance marketplaces to promote, ranked by what one paid referral is actually worth. Compare commission, cookie window, network and how each pays, then open any program for its full terms and the exact steps to get approved.
37programs
$250top value / referral
103more niches
Of the 37 insurers and insurance marketplaces we track, 18 are verified against the program's own terms and 1 pays recurring commission. Payouts run from a share of each sale to fixed bounties up to $250 per referral, led by Embroker.
Top 30 insurance programs by value per referral
Ranked from verified terms. Click Apply to go to the program's signup, or open its full terms.
- 1EmbrokerShareASale·About $250 average per company that signs up (CPA)·30-day cookie$250Apply
- 2New York Life InsuranceCJ·$75 per lead·cookie not posted$75Apply
- 3Everyday Life InsuranceFlexOffers·$20 to $80 per policy·30-day cookie$45Apply
- 4Odie Pet InsuranceAwin·25% per sale·60-day cookie$40Apply
- 5PolicygeniusImpact·$15–$100 per qualified insurance lead (varies by product)·30-day cookie$40Apply
- 6TrupanionImpact·Set per-advertiser in Impact (varies by policy type)·30-day cookie$40Apply
- 7Embrace Pet InsuranceImpact·$36 per lead·60-day cookie$36Apply
- 8Healthy Paws Pet InsuranceIn-house·$35 per qualified sale·cookie not posted$35Apply
- 9Faye Travel InsuranceImpact·$48 per sale (quotes excluded)·30-day cookie$32Apply
- 10ManyPetsImpact·£20 to £40 per online policy sale·30-day cookie$30Apply
- 11Simply Business USCJ·$30 per lead·cookie not posted$30Apply
- 12Argos Pet InsuranceCJ·£25 per sale·cookie not posted$25Apply
- 13Fetch Pet InsurancePartnerize·$25 per lead·45-day cookie$25Apply
- 14Hiscox Small Business InsuranceCJ·$25 per completed quote·7-day cookie$25Apply
- 15Homebase Finance - Insurance and CreditCJ·£25 per sale·cookie not posted$25Apply
- 16Thimble Small Business InsuranceFlexOffers·$24 to $25.60 per lead·30-day cookie$25Apply
- 17TravelInsurance.comIn-house·Up to $50 per policy sold·cookie not posted$25Apply
- 18LemonadeAwin·$25.50 per insurance lead (US program; fixed per qualified lead)·30-day cookie$22Apply
- 19Auras InsuranceCJ·Set per-advertiser in CJ·cookie not posted$20Apply
- 20AXA Travel InsuranceAwin·$12-$90 per sale (policies up to $700); 15% on policies $700+·45-day cookie$20Apply
- 21InsubuyTravelpayouts·$1.50-$150 per sale·30-day cookie$20Apply
- 22SafetyWingIn-house·~10% of premium, recurring on renewals·364-day cookie$20recurringApply
- 23Travelex InsuranceCJ·Up to $25 per policy sold (some directories report up to $50)·45-day cookie$18Apply
- 24AflacCJ·$16 per lead·cookie not posted$16Apply
- 25VisitorsCoverageIn-house (also Travelpayouts, FlexOffers)·Up to ~10% of premium (up to ~$150 per sale)·45-day cookie$15Apply
- 26Simply Business UKCJ·10% per sale·cookie not posted$13Apply
- 27EthosImpact·Per valid online life-insurance lead (CPL), with ROAS-based custom payouts·cookie not posted$12Apply
- 28Allianz Global AssistanceCJ·Up to 12% per qualified sale·45-day cookie$10Apply
- 29EKTA TravelingTravelpayouts·20% of order amount·30-day cookie$10Apply
- 30InsureMyTripImpact·Approx. $10 per verified policy sale·cookie not posted$10Apply
More finance & fintech niches
Frequently asked
- What are the best insurance affiliate programs?
- Ranked by what one paid referral is worth, the top insurance affiliate programs right now are led by Embroker, New York Life Insurance, Everyday Life Insurance, Odie Pet Insurance, Policygenius. All 37 insurers and insurance marketplaces we track are compared here with their commission, cookie window and network.
- How much do insurance affiliate programs pay?
- Across the 37 insurers and insurance marketplaces here, the modelled value of one paid referral runs from $3 to $250, and the middle program is worth about $20. The highest-value program here, Embroker, is modelled at about $250 per paid referral. Each program shows its published commission, how it pays (per sale, per lead, or recurring) and its cookie window, so you can pick by real payout rather than a headline rate.
- Are insurance affiliate programs free to join?
- Almost all are free to join, either through an affiliate network (join once, then apply to the brand) or an in-house program you apply to directly. Each listing shows the exact requirements and the network it runs on.